Updated: Jan 7
So on a scale of 1 to 10, how financially stressed are you right now due to the holiday season? There is just so much to do and buy right now – everything from gifts, outfits for holiday events, food and decorations for holiday parties, travel, and the list just goes on and on!
Just reading this can make you feel stressed! But have no fear, your money solutions are here! Here are a few tips that can help you save money and reduce your holiday money stress.
Have a List AND Budget
Having a list and budget applies even when you are shopping for yourself this holiday season! To help you stay on track and not spend most of 2017 paying for Christmas of 2016, you need to know your shopping list, budget and how you will pay for everything. Nothing will jack you up more than shopping online or in the store with no boundaries. Remember, budget is NOT a bad word. It just helps us stay on track so we don’t have regret later.
Make Some Extra Money This Holiday Season
So many of us have so much stuff! Our closets, storage units, basements and garages are full of stuff. You should check out the Amazon, Walmart and Target trade in programs. This is a way to come up with extra money for the holidays just by getting rid of stuff we aren’t using and don’t want anymore. With each company you can trade in different items like cell phones, tablets, video games and consoles (each company has different items that they accept). Once you ship the items off to them they will send you an electronic gift card that you can use at their store or online for new stuff! Check out each company’s website for details.
Did you know you can exchange gift cards from stores like Babies R Us, Apple and JC Penney’s at Target and get a Target gift card?! Go to www.target.com and get the details on the list of company’s they accept gift cards from. This is a great way to get rid of gift cards you don’t want or won’t use.
Use Technology to Save Money
There are several really good websites or apps you can use to help you save money with your holiday shopping. Check out Shopsavvy (every sale from every store every day), Ebates (cash back on online purchases and Plenti (earn rewards points from one store and use them at another store). Have you heard of www.camelcamelcamel.com? I just learned about this website this year. It’s a free Amazon price tracker that monitors millions of products and alerts you when a product you like goes on sale so you know when to buy it. The technology is free so we need to take advantage of it.
I hope this information helps you have a financially stress free holiday! Enjoy your holiday and reach out to me at @jinithornton if you have any financial questions.